Corey Nickson-Clark
St. Louis
Summary
Knowledgeable loan processor bringing several years of experience in banking and financial positions. Highly skilled in working well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer.
Overview
22
22
years of professional experience
Work History
Senior Loan Processor
PennyMac Loan Services
St Louis, MO
11.2025 - Current
- Processed loan applications efficiently and accurately for diverse client profiles.
- Reviewed financial documentation to ensure compliance with industry standards.
- Coordinated communication between borrowers, underwriters, and real estate agents.
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Processed loan documents in a timely manner to meet closing deadlines.
- Collaborated closely with underwriters when reviewing files for final approval.
- Managed conditions sent from underwriting departments.
- Monitored progress of loans throughout the entire origination process from pre-qualification through post-closing activities.
Senior Credit/Asset Analyst
American Mortgage Consultants
10.2019 - 03.2025
- Conducted comprehensive analysis of loan files, ensuring accuracy in the verification of income, assets, and credit reports, as well as the evaluation of compliance documentation
- Assessed financial ratios, including debt-to-income and loan-to-value, and evaluated credit scores and property valuations to determine loan eligibility
- Documented critical loan information in client-designated systems, including bookmarking for easy reference, to support efficient review processes
- Managed exceptions and performed validations to guarantee thorough loan reviews, raising complex issues to management for resolution
Senior Mortgage Underwriter
Naca
02.2018 - 08.2019
- Conducted thorough assessments of loan files, ensuring compliance with established policy guidelines and risk mitigation
- Facilitated loan restructuring and provided counteroffers aligning with company standards, contributing to risk management
- Managed underwriting processes, including verification of borrower information and prompt resolution of conditions, while upholding service quality
Senior Credit/Asset Analyst
Wells Fargo (Wholesale and Retail Division)
04.2009 - 01.2018
- Analyzed and approved individual consumer mortgage applications, ensuring adherence to both company and industry underwriting guidelines
- Conducted thorough reviews of financial documents, including appraisals, statements, and credit reports, to assess borrower's creditworthiness
- Applied fraud detection practices and performed compliance reviews, contributing to the integrity of loan origination processes
- Collaborated with brokers to obtain necessary information for informed underwriting decisions and provided clear explanations regarding credit outcomes
Senior Credit Risk Consultant
Watterson Prime/Fidelity/RMG (Secondary Marketing)
01.2004 - 09.2008
- Supported proposal and business development activities by identifying new target clients, building business relationships with key executives, developing proposals
- Provided loan review services and consulting with lenders on credit-related matters
- Supervised, trained and reviewed the work of other consultants
- Managing key aspects of client service projects from planning to completion
- Becoming a trusted advisor to client management by providing appropriate recommendations and solutions
Education
High School Diploma -
McCluer Senior High
St Louis, MO01.1999
Skills
- Fannie Mae and Freddie Mac Guidelines
- Customer Service Skills
- Missouri Certified Notary Public
- Excel
- Windows XP
- Outlook Express
- Conventional, VA, and FHA Experience
- Power Point
- Interpersonal Skills
- Analytical Skills
- Communication
- Presentation Skills
- Relationship Building
- Licensed Life Insurance Agent (Multiple States)
- Loan documentation
- Compliance review
- Income analysis
- Risk assessment
- Financial analysis
- Client communication
Timeline
Senior Loan Processor
PennyMac Loan Services
11.2025 - Current
Senior Credit/Asset Analyst
American Mortgage Consultants
10.2019 - 03.2025
Senior Mortgage Underwriter
Naca
02.2018 - 08.2019
Senior Credit/Asset Analyst
Wells Fargo (Wholesale and Retail Division)
04.2009 - 01.2018
Senior Credit Risk Consultant
Watterson Prime/Fidelity/RMG (Secondary Marketing)
01.2004 - 09.2008
High School Diploma -
McCluer Senior High